Rich Money Habits @ http://www.akosiallan.com helps you discover and learn how to build long lasting rich money habits so you can achieve financial freedom with peace of mind!
Make Money Online Fast? NO WAY! Make Money Online Faster! Review: Top Home Based Business…
vur.me Make Money Online Faster – Review It Now: AFTER 10 YEARS WORKING ON THE INTERNET, THROUGH MUCH TRIAL AND ERROR AND HARD EARNED EXPERIENCE, I FINALLY DISCOVERED WHERE THE MONEY IS… DOES A DECENT MONTHLY RESIDUAL INCOME INTEREST YOU? WELL… I’VE BEEN IN PROFIT SINCE THE FIRST MONTH I JOINED THIS COMPANY! Can you believe that? YOU CAN CUT YOUR LEARNING CURVE TODAY BY AS MUCH AS 10 YEARS, THAT IS, IF YOU LET ME HELP YOU… IF YOU ARE A HEAVY HITTER, THEN I HAVE SUPER POWERFUL HIGH TECH STUFF THAT WILL BLOW YOUR MIND… Set this system up… Unplug your computer… And take a vacation to the moon, my friend! PS1: You want to join under me, because I’m VERY experienced and you are going to get lots and lots of SUPPORT AND RESULTS.. . PS2: Mine is the strongest team where no one is left behind… PS3: REMEMBER: TIME IS MONEY, AND YOU ARE LOSING TONS OF IT BY THE MINUTE… vur.me PS4: MAY GOD BLESS YOU ABUNDANTLY MY FRIEND!
February 22, 2010 5 Comments
Increase Your Financial IQ Book Review ? Part 2: Protecting Your Money
Once you have learned to solve problems and earn some money, the next thing you need to do is to protect that money from what Robert Kiyosaki calls “financial predators”. Real world predators do not always look the part. Sometimes, they are ordinary people with well-meaning intentions. Their job is to “legally” take money from your pocket…and your job is to “legally” have them take as little as possible.
According to the book, there are 7 financial predators you need to protect your money from. They are:
Bureaucrats who legally take money from you through “taxes” Taxes are your single largest expense Know which type of income you’re earning money from and paying in taxes Earned Income – salary, commission, etc Portfolio Income – income from paper assets such as interests, dividends, etc Passive Income – royalties, rental income from real-estate, licensing, etc Bankers who legally take money from you through “fees” Banks and credit card companies charge you with all kinds of fees, some of them you or your company might not even be aware of For every dollar you have in the bank, the bank can lend out twenty dollars to your credit card. The bank pays you 5 percent for one dollar and makes 20 percent on twenty dollars. That is how banks make money. Brokers who legally take money from you through “commissions” Look for brokers who are students of their profession and invest in what they sell For real-estate brokers, ask them how many properties they are invested in. For stock brokers, ask them which stocks they personally invest in. “Good” brokers make you rich, “bad” brokers make you poor. Build a relationship with “good” brokers. Businesses who legally take money from you through “profits” Buy products that make you rich Poor people buy products that make them poor, paying them for years with a very high interest rate Brides and Beaus who legally take money from you through “alimony/marital asset split” Get a prenuptial agreement before you marry Think of your exit plan before you enter into the agreement Brothers-in-law who legally take money from you through “inheritance or financial wishes” Consult an estate planning specialist to plan your exit Use legal vehicles such as wills & trusts to protect your wealth from death predators Barristers who legally take money from you through “court & legal fees” Hold assets of value in legal entities instead of your own name You must buy insurance before you need it…not the moment you need it.
Rich Money Habits Review Notes:
Protecting your money is like plugging holes. You first need to be aware what the holes are before you can actually plan on fixing them to stop the cash from flowing out. Learning to protect your money is a never ending process as the rules regularly change. The ways to protect your money yesterday may no longer be able to protect your money today or tomorrow. Protecting your money reduces your expenses. The more money you keep, the more money you can utilize for productive endeavors.
January 26, 2010 No Comments
Comodo Internet Security 3.8 Detection and Removal Review
So, you have a really infected computer…can Comodo Internet Security 3.8 get your PC back to as close to normal as possible? You be the judge! Yup, it’s Comodo VS. Malware…
January 26, 2010 25 Comments
Increase Your Financial IQ Book Review ? Part 3: Budgeting Your Money
After learning to make more money and finding out ways to protect your money, you next need to learn how to budget your money for maximum utilization.
According to the book, a budget is a plan to coordinate your most important resources (such as money and time) and expenditures. There are 2 kinds of budgets:
Budget deficit excess of spending over income you spend more than you earn Budget surplus excess of income over spending you earn more than you spend
The reason most people are poor is because all their lives, all they’ve known is not having enough money, hence, they only have a plan for “budget deficit”. They have never experienced having more money than they could ever expect to spend. They think only lottery winners, corrupt politicians, or greedy businessmen can have a “budget surplus”. The key to having a budget surplus is realizing that it is possible for you to have it.
There are 2 ways to generate a budget surplus:
You can apply Financial IQ # 1 to make more money, thereby increasing your income, or You can cut expenses, and reduce your spending.
Both strategies will tip the equation to your favor such that your income will be greater than your expenses and you create that extra cash a.k.a. “budget surplus”.
Most people and businesses only know how to cut expenses, especially in these times of financial uncertainty. But you can only do so much in terms of cutting expenses without sacrificing your mental, emotional and physical health. You don’t need to starve yourself to create a budget surplus. If you apply Financial IQ # 1 – make more money, you can stretch the other side of the equation and achieve the same thing. The same applies to business. A business without sales is NOT a business. So aside from minimizing the costs of your business, you also need to learn to sell more and boost your income!
Robert Kiyosaki offers 4 tips to plan for a budget surplus:
Budget tip #1 – A budget surplus is an expense Make spending for budget surplus a priority Pay yourself first, even when income is less than your expenses Use the pressure of not having enough money to think of ways on how to generate that extra cash Budget tip #2 – The expense column is the crystal ball Discover what you’re spending on, and you will know if your plan is working to give you a budget surplus or a budget deficit Robert Kiyosaki’s Rich Dad says, “you can tell a person’s future by looking at what they spend their time and money on.” Budget tip #3 – My assets pay for my liabilities Instead of using your hard-earned money to pay for your liabilities like a car or a flat screen TV, make that money work for you by using it to build assets and use the income from those assets to pay for your car or your flat screen TV. Budget tip #4 – Spend to get rich Know when to spend and when to cut back. Most people only know how to cut back. Spending wisely to grow your money is a harder skill to master. Learn to do more with less and use the pressure to become smarter in making more money
Rich Money Habits Review Notes:
Budgeting is boring. That’s what most people say. However, it is one the most important rich money habits that you will have to learn. A budget is like a map. The only way to get to your destination is to know where you are right now, and use your plan to discover how to get to where you want to be. Consciously working on your money habits is a life-long process, and it starts with taking care of the resources that you have – that is budgeting your money and time. What others don’t realize is that we all have 24 hours in a day. Some people multiply their impact by providing livelihood to thousands of people and generating more money not only for themselves but for the whole community. Others just sit around all day never doing anything to make their lives easier. To me, it is not a question of do we need to budget or not. It is a matter of realizing that to live your life to the fullest, you need to make the most of what you have. Be patient. The problem of TV shows is that everything is fast. Yesterday a child was born. The next day he’s already a teenager. The next week he himself is already having his own kid. Life is not a TV show. It is a series of small steps earned each day. So have a plan and learn to adjust that plan along the way. As Robert Kiyosaki says “take it one day at a time.”
Rich Money Habits @ http://www.akosiallan.com helps you discover and learn how to build long lasting rich money habits so you can achieve financial freedom with peace of mind!
January 25, 2010 No Comments
Internet Dating (Katt Williams) Review: Worst Movie Ever Nominee
This is one of the worst movies I have EVER seen in my entire LIFE. CURSE you Master P, Katt Williams, and Lil Romeo. CURSE YOU ALL TO HELL! Honors: #12 – Most Discussed (Today) – Film & Animation #47 -Most Viewed (Today) – Film & Animation – Canada #44 – Most Viewed (Today) – Film & Animation – United Kingdom #28 – Most Viewed (Today) – Film & Animation – Ireland #65 – Most Viewed (Today) – Film & Animation #91 – Most Viewed (Today) – Film & Animation – Sweden #71 – Top Favorited (Today …
January 25, 2010 25 Comments